Institutional-grade bridge financing backed by over 50 years of combined real estate and lending experience with AI-assisted underwriting. Fast closings, creative structures, and a management team that understands every angle of the deal.
A full-spectrum lending platform built for speed, transparency, and institutional-quality execution.
Senior-position bridge loans secured by real property. Conservative LTV thresholds with institutional underwriting standards.
Senior SecuredJunior-position financing with attractive yields. Rigorous CLTV analysis ensures ample equity cushion on every deal.
High YieldFunded in 5-15 days. Streamlined process delivers certainty of close.
5-Day CloseFull deal transparency. Download property data, loan terms, borrower profiles, and co-invest team credentials.
Full TransparencyAccredited investor access. Review active opportunities, track returns, and deploy capital into vetted deals.
Accredited InvestorsCustomized Investment Policy Guidelines for family offices and institutional capital. Bespoke 1st, 2nd & 3rd TD strategies.
White GloveFirst trust deeds are the senior-most lien position on a property, meaning your investment is first in line to be repaid in any scenario. With conservative loan-to-value ratios typically under 65%, there is a substantial equity cushion protecting your principal. These are the most secure form of real estate-secured lending.
Consistent monthly income backed by real property with short-term durations (typically 6–24 months). Senior lien priority means you are repaid first before any junior lien holders. Conservative LTVs create a significant equity buffer, reducing exposure to market fluctuations. Ideal for capital preservation strategies seeking attractive yields above traditional fixed income.
Real estate values can decline, potentially reducing the equity cushion. Borrower default may require foreclosure, which takes time and involves legal costs. Investments are illiquid during the loan term and are not FDIC insured. Returns depend on the borrower's ability to repay or refinance at maturity.
Junior trust deeds offer significantly higher returns in exchange for a subordinate lien position. LAMP PF mitigates this risk through rigorous CLTV analysis (typically under 65% combined), personal guarantees, co-invest team oversight, and borrower vetting. These investments are designed for investors seeking enhanced yield with disciplined risk management.
Higher investor returns (typically 10–13%+ annualized) compared to 1st TD positions. Short-term durations provide quicker capital return cycles. Personal guarantees add an additional layer of borrower accountability beyond the property itself. LAMP's co-invest team — including a foreclosure attorney and general contractor — provides hands-on deal oversight and rapid default remediation if needed.
Junior lien holders are repaid after the 1st trust deed holder in a liquidation event, meaning potential loss if property value declines significantly. Foreclosure on a junior lien is more complex and may require paying off senior liens. Higher default risk relative to 1st TDs. Investments are illiquid, not FDIC insured, and not guaranteed by any government agency. Past performance does not guarantee future results.
50+ years of combined experience across underwriting, capital markets, deal origination, and technology.
Decades of real estate underwriting and lending experience. Jevon has originated, structured, and closed hundreds of bridge financing transactions across residential and commercial asset classes. His deep knowledge of credit analysis and deal structuring is the engine behind LAMP PF's underwriting excellence.
Over 20 years in real estate and financial advisory services. Louis brings vision, institutional deal flow and cutting-edge technology to optimize the bridge financing ecosystem. Career spans Roth Capital, Mercer Advisors, Merrill Lynch, and founding multiple real estate enterprises including LAMP Portfolio.
A formidable legal mind with over 15 years specializing in private money lending and secured real estate transactions. Matt has navigated hundreds of complex trust deed structures, foreclosure proceedings, and borrower workouts with surgical precision. His expertise in California real estate law, lien enforcement, and regulatory compliance ensures every LAMP PF deal is legally bulletproof from origination through payoff. When things get complicated, Matt is the reason our investors sleep soundly at night.
Jenny is LAMP PF's proprietary AI agent, purpose-built to deliver institutional-grade underwriting at lightning speed. She reviews and cross-checks insurance documents for coverage gaps, analyzes comparable sales and property valuations for accuracy, models risk profiles across every deal parameter, and ensures every file is tight, accurate, and audit-ready before a single dollar is deployed. Jenny doesn't sleep, doesn't miss details, and processes in minutes what would take a human team days. She's the silent force multiplier behind every LAMP PF deal.
Full transparency on every transaction. Select a deal to view complete details and download documents.
Accredited investors earn attractive, collateralized returns through vetted bridge financing deals.
All investments secured by real property with conservative loan-to-value ratios and full due diligence.
Customized Investment Policy Guidelines for sophisticated capital deployers seeking secured real estate debt exposure.
We work directly with your investment committee to design and implement a customized 1st and 2nd trust deed program aligned with your mandate.
A bespoke framework tailored to your risk tolerance, yield targets, LTV thresholds, property types, and geographic preferences. Every deal is pre-filtered through your specific criteria before presentation.
Senior-secured positions with conservative LTV ratios. Designed for institutions seeking capital preservation with attractive current income. Full servicing and reporting included.
Junior positions (2nd & 3rd TDs) with enhanced yields for institutions comfortable with subordinate risk. Rigorous CLTV controls, personal guarantees, and co-invest team oversight on every transaction.
Board-level reporting packages, quarterly investment committee presentations, audit-ready documentation, and dedicated relationship management for your team.
Minimum commitment for institutional program participation. Customized guidelines, dedicated reporting, and direct principal access included.
Schedule ConsultationOur platform-powered process delivers certainty of close — from account creation to funding in 5-15 days.
Complete application
Sign up at LampIt.ai
Add your property details
Upload all docs to Vault
AI-powered review
Term sheet issued
Capital in 5-15 days
The Portfolio Lending Center is fully integrated with LampIt.ai — our AI-powered real estate intelligence platform.
Start by filling out our comprehensive loan application. This gives our underwriting team everything they need to begin evaluating your deal — borrower info, property details, loan request, and exit strategy.
Go to Loan ApplicationVisit LampIt.ai and create a free account. Enter your name, email, and property address to get started. Share your portfolio with info@lampportfolio.com.
Go to LampIt.aiAdd your property to the LAMP platform. Our AI instantly generates a Property Intelligence Report with valuation data, market analysis, and financing recommendations tailored to your asset.
Upload all pertinent loan documents to your secure LAMP Vault — title reports, appraisals, income verification, tax returns, insurance, and borrower information. Share your portfolio with info@lampportfolio.com so our team can access everything in one place.
Our underwriting team reviews your deal using LAMP's AI-powered analysis combined with decades of lending expertise. Preliminary review is completed within 24 hours.
Receive your term sheet with rate, terms, and conditions. For qualifying deals, approval is fast-tracked through our streamlined committee process.
Capital is deployed. From complete Vault submission to funding, the entire process takes 5-15 business days. Your bridge is built.
Below 65% loan-to-value required to qualify for the portfolio lending program.
From complete Vault submission to capital deployment.
SFR, multi-family, and commercial properties eligible.
All loans must be for business purpose. Consumer purpose loans are not eligible.
Create your free account, upload your property, add documents to the Vault, and share your portfolio with info@lampportfolio.com.
Create Account at LampIt.aiComplete application for bridge financing consideration. All fields marked with * are required.
Primary borrower and guarantor details
Current income sources and employment history
Details about the property securing the loan
All current financing on the subject property
Desired loan structure and terms
How do you intend to repay this loan?
Your background with real estate ownership and investment
Required disclosures
Documents required for underwriting — upload to your LampIt.ai Vault and share your portfolio with info@lampportfolio.com
By submitting this application, you certify the following
Questions about your application? Contact us directly:
info@lampportfolio.com · 949.463.9898